A: At TBF Commercial, we buy charged-off commercial credit card and other commercial debt. We are the premier company in this business.

Q: Why should anyone sell charge-offs to TBF Commercial rather than continue to manage them through collection agencies and lawyers?

A: TBF Commercial guarantees maximum recoveries on charge-offs. That means an increase in profits and liquidity, reduction of overhead, and more productive and efficient use of collection departments.

Q: What is involved in TBF Commercial's due diligence?

A: TBF Commercial has designed an easy process for buying charge-offs. Our expert team will usually spend one day at your office reviewing information on a typical pool of charge-offs and designing a program to fit the individual needs of your company. After that, all pools are purchased automatically without any more due diligence review.

Q: How much effort is involved in the selling process?

A: Again, very little! At the time your company has accumulated charge-offs for sale, you e-mail us a spreadsheet identifying the charge-offs and the unpaid balances. TBF then sends you the purchase funds. When you receive the funds, you send us the files. It's that easy!

Q: Will TBF Commercial customize a program for my company?

A: Absolutely. Almost all of our programs are customized to fit the individual needs of our
charge-offs.