TBF Commercial also buys charged-off commercial debt, other than equipment leases, which includes bank loans and credit card accounts. TBF Commercial’s approach to buying charged-off commercial debt other than equipment leases is the same as TBF Financial’s approach to buying charged-off leases. The information in the TBF Financial part of this website will answer all the questions you may have about selling your charged-off commercial debt. Especially see the page about valuing your charge-offs and fill out that questionnaire. We will send you an idea of price so you can determine what your uncollectable charge-offs are worth.